Affiliate & advertising disclosure

Last updated: pending publication. This page explains how themoneysheet is funded and our rules for keeping that funding from ever affecting the numbers you see.

How we make money

themoneysheet is free to use with no account required. We support the site through display advertising and affiliate links. When you click certain links to a third-party product or service and then sign up or make a purchase, we may earn a commission at no additional cost to you.

What an affiliate link is

An affiliate link is a referral link that credits us if you act on it. Being an affiliate does not mean we endorse a product for your situation, and it never changes the price you pay. We aim to recommend tools we would use ourselves, but you should always evaluate any product against your own needs.

Our independence promise

• Advertising and affiliate revenue never influences a calculator's formula, result, or the plain-English verdict we attach to it. The math is driven by published rates and rules, cited to their primary source.
• Sponsored or affiliate links are clearly labeled and are never required to use a tool.
• We do not sell placement inside a calculation, and no advertiser can pay to change, soften, or remove a result or a warning.

Not financial advice

Our calculators and content are educational estimates, not financial, tax, or legal advice, and this disclosure is not a recommendation to buy any advertised product. Consult a qualified professional before making financial decisions.

Questions

If anything here is unclear, or you want to know whether a specific link is an affiliate link, reach us through our contact page.